Universal Account Number (UAN) is the account where employees'
provident fund (EPF) deposits are made. In many companies, salaried
employees are given EPF as a benefit that saves taxes and adds to
long-term savings. Many employees are aware of money being added to
their PF deposits, but don't often know where this money is and how to
access it. To check PF balance, you need to activate your UAN first.
This is a fairly simple process that you need to follow if you have
never activated your UAN before. Once you activate UAN, you will be able
to check PF balance.
How to find UAN
Your
UAN will usually be displayed on your payslip. If it is not displayed
here, you should contact the finance department of your organisation to
find your UAN. This is only applicable to those who get PF deducted from
their salary.
How to activate UAN
If
you have never checked your PF balance, follow these steps to activate
your UAN via the Employees' Provident Fund Organisation (EPFO) website.
- Go to the EPFO website and click Activate UAN on the bottom-right corner of the page.
- Key in your UAN, name, date of birth, mobile number, and the captcha text. Then click Get Authorization Pin.
- You will now get a one-time password (OTP) on your mobile number. Copy it.
- Verify all the details on the EPFO page, and tick the check-box next to I Agree.
- Paste the OTP from your phone next to Enter OTP and click Validate OTP and Activate UAN.
This
will activate your UAN and the password will be sent to your mobile
number. You will still need to wait for six hours before you can log in
to the EPFO portal to check PF balance. Six hours after activating UAN,
you can check PF balance.
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